Commercial General Liability Insurance for Oil and Gas Companies - EnergyPro®
Businesses operating in the oil and gas industry have a wide variety of unique exposures, and Travelers EnergyPro® Commercial General Liability (CGL) coverage is tailored to the unique needs of these businesses. By integrating sudden and accidental pollution coverage with industry-specific CGL coverage in the same form, Travelers EnergyPro® CGL helps provide virtually seamless protection for many types of losses.
What Does EnergyPro® Commercial General Liability for Oil and Gas Businesses Cover?
Travelers EnergyPro® CGL provides coverage to protect your business for a variety of exposures, including:
- Bodily injury and property damage sustained by third parties arising out of your work or operations.
- Personal injury sustained by third parties caused by certain offenses such as false imprisonment, malicious prosecution or wrongful eviction.
- Advertising injury sustained by third parties caused by certain offenses such as libel, slander or copyright infringement.
- Medical expenses incurred by third parties for bodily injury caused by an accident on your property or because of your operations.
- Limited pollution costs that you voluntarily incur or are legally obligated to incur, or that are incurred by others and that you are legally required to pay, arising out of your oil or gas operations.
Who Is Oil and Gas Commercial General Liability Right For?
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Additional Benefits:
- Occurrence-based coverage for pollution-related bodily injury and property damage, including for above-ground and below-ground sudden and accidental pollution incidents.
- Includes a full 30-day knowledge period and 90-day reporting period for sudden and accidental pollution incidents.
- Contractual liability coverage, for pollution-related bodily injury and property damage and other claims, with provisions for third-party-over action and pass-through indemnity claims, and for certain joint operating agreement expenses assumed by nonoperators
Also Available:
- Unique blanket additional insured endorsements that can save you time, money and aggravation by eliminating the need for most special requests to add contract drillers (as required under IADC contracts) or non-operating working interests as additional insureds.
- Coverage for certain property damage arising out of specific operations involving underground resources or equipment is available by endorsement.
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Related Services
Travelers Oil & Gas Risk Control
We understand that each oil and gas company has unique risks and exposures. Our knowledgeable Risk Control professionals, who are dedicated to the oil and gas industry, work with customers to help them understand and manage these risks.
Travelers Oil & Gas Claim
Our claim team specializes in handling losses that arise out of the oil field, with proven expertise in understanding master service agreements (MSAs) and the importance of contractual risk transfer (CRT). We offer the power and resources of a national company, with local expertise and autonomy.